Affiliated Business Disclosure

utilities

(To Comply with Federal Law)

This is to give you notice that VIP Realty Group, Inc. has a business relationship with the following companies: Title Group Services, Ltd. and Mortgage Group Services, LLC. The nature of the relationship made by the companies is provided here in.

Title Group Services, Ltd. provides title insurance policies, title examinations, and closing services. VIP Realty Group, Inc. and certain members of its management and sales team are stockholders in Title Group Services, Ltd. and may receive a return on their investment as stockholders.

The State of Florida Department of Insurance sets the minimum rates for title insurance. Title Group Services fees are in accordance with those rates. Other related charges would be based upon the actual services selected by you and your lender, if any.

Mortgage Group Services, LLC provides the services of mortgages and brokers them to financial institutions. Mortgage Group Services, LLC is a subsidiary of VIP Realty Group, Inc.

Rates offered by Mortgage Group Services are competitive in the Southwest Florida market. See Good Faith Estimate and itemized costs when applying for a loan. A lender is allowed to require the use of an attorney, credit reporting agency or real estate appraiser chosen to represent the lender's interest.

We do not require that you use Title Group Services, Ltd. or Mortgage Group Services, LLC as a condition for closing on the subject property. The rates for these services may vary with other settlement providers; however, we believe that our companies can out perform their competitor in efficiency, accuracy and personal service.